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We understand the importance of building lasting relationships with our members.  That’s why we’ve created the Star Rewards Program.

This unique program offers multiple levels of discounts based on the services you have with the credit union at the end of each month.  These rewards can lower or even erase monthly service fees.

Unlike other rewards programs there are no points to keep track of or enrollment applications.  We track monthly product and service usage and award your account with one of three star levels. 

Your membership is appreciated!  As a valued member we encourage you to make the most of the services and discounts available through SCCU.


All SCCU members receive access to:

  • Free Savings
  • Free Online Banking
  • Free Personal Teller Audio Access
  • Free ATM Usage 3 Per month at CO-OP ATM’s (After your 3 free you will be charged $1.50 per Transaction/Inquiries)
  • Free Service Center Use
  • Free Notary Service
  • Discounted Theme Park Tickets
  • GreenPath Members Financial Planning
  • Check cashing fee of $3.00 or minimum deposit of $5.00

Three Star Level


Primary savings account (Minimum $1,000 balance in single account) plus one or more of the following products or services:

  • Checking & Bill Pay**
  • Loan or Visa
    Debit Card*
  • Direct Deposit
  • Certificates of Deposit
  • IRA

Added Benefits

  • Free Check Cashing
  • Free ATM/Debit Card Replacement 1 per year
  • ATM Usage – 6 per month free @ CO-OP ATM’s (After your 6 free you will be charged $1.50 per Transaction/Inquiries)
  • Certified Checks $3.00
  • Coin Counter Discount 3%

Five Star Level

Total savings or loan account balance(s) of $5,000 or greater.

Added Benefits

  • One free box of SCCU Logo checks each year
  • Free check cashing
  • Fee Free Traveler’s Checks
  • Free Statement Copies
  • Free Coin Counter Use
  • Free copies of cleared checks
  • ATM Usage – 9 per month free @ CO-OP ATM’s (After your 9 free you will be charged $1.50 per Transaction/Inquiries)
  • Visa Gift Cards $3.00
  • Stop Payment Order (Verbal or Written) $10.00
  • Domestic Wire Transfer Fee (in or out) $10.00
  • Money Orders (ea)  $1.00
  • Cashier’s Checks (ea) $2.00

Bonus Checking

Your checking account will automatically qualify you for a higher monthly dividend when you use the following services:

  • Direct Checking Deposit (1 per month)
  • E-Statements
  • 12 Signature Debit Card Transactions per month

*Some fees and charges are subject to change without notice.  We will notify you of any change as required by law.

**Access to a checking account, ATM/debit card and loan services is based upon your credit report and credit union guidelines.

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