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To establish good credit, you need a steady work record and continued residence at the same address. If you do not have a checking account, open one and be careful not to bounce checks.
To read more about establishing good credit check out our Loan & Credit Management Center in our Financial Resource Center.
Free access to money management and financial education services. Through our partnership with GreenPath Financial Wellness, you will enjoy unlimited access to financial counselors without paying – it’s FREE! Check out GreenPath for personalized answers to your individual needs, from personal and family budgeting to debt repayment.
Call 877-337-3399 or visit their Resource Center.
Check out more information on Credit Reports and Credit Score here.
Cosigners lend their names and good credit histories to the maker. Should the maker die, lose a job, or otherwise fail to make payments, all responsibility for meeting the terms of the loan transfers to the cosigner. An often-overlooked aspect of cosigning a loan is the fact that the loan appears on both the maker's and cosigner's credit reports.
It might be tempting to view your 401(k) as a source of emergency funds, but before you dip into your retirement account for cash, explore alternatives. For more information on Planning for Retirement check out our Financial Resource Center.
To make this decision, calculate your monthly payments and your total net cost. When you compare these amounts, you can determine which option is right for you. Use our Auto Buy or Lease calculator to help you in your decision process.