We have updated our drive-thru hours to better serve you. Starting Monday, May 18, 2020 our drive-thru will
be open Monday – Thursday 8 a.m. – 5:30 p.m., Friday 8 a.m. – 6 p.m., and Saturday 9 a.m. – 1 p.m.

We are monitoring the Stay Home, Stay Safe order from the State of Michigan to see when we will be able to open our lobby. We will keep you posted on when and how we will be opening our lobby.

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Overdraft Protection

Have you ever bounced a check? It happens to the best of us. Worse than the embarrassment of bouncing a check, other financial institutions charge you an NSF fee, and the business you wrote it to charges you a fee on top of that. Worse yet, what if the check was to a friend or to a relative? We offer three ways to avoid having your item from being returned:

  • If you have a savings account with us, you can arrange to have us automatically transfer,  funds from your savings account to your checking account to cover drafts. A small overdraft transfer fee will be assessed for each item that occurs. See our current rates and fee schedule.
  • Overdraft privilege is available on select accounts that allow you to overdraw your account up to $800.00 which needs to be brought current within 30 days. An overdraft privilege fee of $25.00 will apply for each item overdrawing your account and your item will be paid. Once this limit is reached, items will be returned unpaid and a NSF fee of $25.00 will apply.   Click for more information on SCCU's Overdraft Protection.
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