Loan Questions or to Apply for a Loan

If you would like to apply for or a loan or have a loan question  call us at (517) 787-2220 or email us at:  loans@southcentralcu.org

Personal Loans

SCCU offers great rates and flexible terms on a variety of loan types including:

• Christmas
• Vacation
• Electronics
• Home Improvement
• Computer
• Debt Consolidation
• Credit re-Builder
• General Secured
• Unsecured

Share/Certificate Secured Loans

Our Share/Certificate Secured Loans are fully secured by shares in your Regular Savings account or Share Certificate account.  This loan has a very low rate, since you are essentially borrowing from yourself. Features and benefits include:

• Low Rate
• Continue to earn dividends, while getting the money you need
• Terms up to 60 months
• Establish or Rebuild your credit 

Line of Credit/Overdraft Protection

Maximum limit available is $7,500 per member for qualified members.  These unsecured loans can be accessed through the (CO OP) ATM Network, checks, and also cash advances at any Service Center or SCCU office.