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Personal Loans

SCCU offers great rates and flexible terms on a variety of loan types including:

  • Christmas
  • Vacation
  • Electronics
  • Home Improvement
  • Computer
  • Debt Consolidation
  • Credit re-Builder
  • General Secured
  • Unsecured

Share/Certificate Secured Loans

Our Share/Certificate Secured Loans are fully secured by shares in your Regular Savings account or Share Certificate account.  This loan has a very low rate, since you are essentially borrowing from yourself. Features and benefits include:

  • Low Rate
  • Continue to earn dividends, while getting the money you need
  • Terms up to 60 months
  • Establish or Rebuild your credit 

Line of Credit/Overdraft Protection

Maximum limit available is $7,500 per member for qualified members.  These unsecured loans can be accessed through the (CO OP) ATM Network, checks, and also cash advances at any Service Center or SCCU office.

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