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Checking

There is no minimum balance required to open this account. We don't charge per-check fees or monthly maintenance fees (excluding business checking) and we pay you dividends on your checking on each day your account balance is $100 or more.

Bonus Checking

Why Bonus Checking?

With Bonus checking you get to take advantage of:

  • Higher Dividend - Now paying 1.98% APY* (*subject to change without notice)
  • E-Statements - Saves paper, time, and secure delivery
  • No minimum balance - (Maximum $25,000 balance for interest rate)

Who Qualifies?

  • Anyone who has a South Central checking account with at least one direct deposit each month
  • Has at least 12 signature based debit card transactions per month
  • Receives E-statements

*When you meet the qualifications for the bonus checking the 1.98% APY rate will automatically kick in, if you do not meet the qualifications for the month the normal checking rate will be used. The 1.98% APY will be applied to the balance up to $25,000 anything over that amount will earn the normal checking dividend.  

Business Checking

There is no minimum balance required to open this account. We don't charge per-check fees and we pay you dividends on your checking on each day your account balance is $100 or more.

Check Re-Orders

Whether you need personal checks, business checks, or coordinating accessories, our online ordering tool makes shopping quick and easy.

 

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