South Central Credit Union Go to main content
Home Banking Login Apply for Loan

Loan Rates


Get a NEW loan as low as 2.99%* when you take advantage of Direct Deposit and Automatic loan pay.
The automatic loan payment comes from either a payroll deduction or an automatic transfer from your checking or savings account.

* All rates are designated as low as APR (Annual Percentage Rate)
and are periodically set and subject to change without notice.
All stated APR are for qualified borrowers only.
All loan rates are fixed for the term, except for Home Equity loans.

Loan Rates

Secured Loans
Effective Date: December 1, 2018
TermAs Low As
24 Months 2.99%
36 Months 2.99%
48 Months 3.24%
60 Months 3.24%
72 Months** 3.74%

Unsecured Loans
Effective Date: July 1, 2018
Account TypeAs Low As
Other Unsecured Closed End Loans 8.49%
Line of Credit and Overdraft Protection*** 8.49%

*Used vehicles with values of $2,000.00 or less may be financed for a maximum of 24 months at the general signature rate.
** New Automobiles only at 72 months term. Loan must be $20,000.00 or more.
*** Vacation, holiday, home improvement, and electronic loans closed end. Holiday loans up to $2000.00 maximum from October 14 through December 31!!

The Credit Union will grant new auto loans (includes demo's and all vehicles not previously titled) up to 100% of the total purchase price of the vehicle, including tax, title, and value added ad-ons.
The Credit Union will grant used auto loans up to the lessor of 100% of the total purchase price of the vehicle (including tax, title, and value added ad-ons) or the NADA retail value.

Go to main navigation